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How To Prevent Credit Card Fraud

Do you know if your business’s data is protected? Considering the slump the economy has been in the past several years, it’s no wonder thieves are getting more creative in their attempts to steal electronic payment information. It may have been quite simple to get set up and processing with your merchant account provider, but keep in mind there are data security standards that must be adhered to in order to avoid potentially crippling fines if there were to be a data security breach at your company.

According to VeriFone, one of the largest manufacturers of processing equipment, “a single lost, stolen or compromised Buy cvv customer record costs your company $197.” Imagine how that cost can multiply if your security breach allows the hacker access to dozens of accounts! This threat is real and its repercussions have put many an honest entrepreneur out of business.

Also, don’t let the fact that you own a small business lull you into a false sense of security. Visa and MasterCard have stated on many occasions that over 80% of data compromises involve small merchants just like you. Most small businesses think they’re too small to target, and it’s just that kind of mentality that gets them into trouble (lack of security, old equipment, non-PCI compliance, etc).

So let’s go over some tried and true ways to help your business stay out of harm’s way and ensure your customers’ data safety.

    • Use an Address Verification System (AVS)

 

    • This system is most often used in card-not-present and keyed-in transactions, like delivery or mail order. This system checks the billing address provided by your customer against the address the card’s issuing bank (the bank shown on the card itself) has on file. If the two addresses don’t match, the transaction declines due to the mismatch. AVS is available on many terminal models, so when picking out processing equipment, make sure your terminal comes with the AVS feature. There is a small fee per transaction to use AVS (usually about $.05), but it’s a small investment to keep yourself protected against fraud.

 

    • Get the CVV CodeCard Verification Methods (Visa: CVV2, MasterCard: CVC2, American Express: CID)

 

    • Card verification codes are the three or four digit numbers imprinted directly onto the credit card that help merchants validate transactions. This numerical digit is not part of the card’s magnetic stripe nor does it appear on credit card receipts. When you take an order online or over the phone, ask for your customer’s CVV code. In doing so, you have a greater chance of taking payments from legitimate customers in physical possession of their cards versus a hacker who may have acquired the card’s magnetic stripe information nefariously.

 

    • Don’t keep customer payment information on your premises

 

    This tip speaks for itself. If your business physically houses customer payment information on a server/computer at your location, you give hackers a reason to attempt to breach your company’s existing security measures; it makes you a target. Also, consider eliminating the use of wireless networking on equipment used to process transactions. Although it offers convenience, it also offers hackers another point at which they can attempt to intercept data.

 

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Play Jungle Wild Slots for Fun and Money

I recently carried out a short study of the basic building blocks of shelving systems and discovered I could make structural sections for small bridges, workbenches, shelves, partitioning, fencing and a whole range of very practical equipment to serve as day to day work equipment. This article demonstrates how a little imagination and a few power tools can transform you into a professional improviser and money saver. In an age of mounting costs and financial pressures it is still possible, with minimal investment, PG Slot  to create very useful, low cost equipment at a fraction of the cost of retail prices. With modern hand tools, what used to take hours and be tedious work, has become fast, fun and rewarding. If you thought slotted angle was a museum piece, think again. There is more low cost, fast build functionality to be extracted out of slotted angle in less time than a trip to the local D.I.Y branch to buy a flat pack of lesser strength and less specific to your needs.

Getting Inventive

Slotted angle is one of the cheapest and most versatile sections. Rolled by the mile and finished in an anti corrosive coating, it is an ideal solution for a range of useful working facilities easily constructed in a bespoke fashion specific to the task you have in mind, whether it be in the garden shed, green house, garage or at work. For the input of your own time you can easily create some impressive equipment at a price and quality which you will find impossible to match elsewhere. Starting with some very simple construction shapes, it is very easy to see how a rectangle, square or triangle can be very simply constructed. These are the building blocks for any basic structure or frame. Once you have a frame you can clad it or line it to enclose or control the space you have created. Angles can be put back to back to form a ‘T’ shape, assembled toe to toe to create strong structural box sections or channel and even ‘I’ beams or ‘H’ sections. As the angles are all pre-punched they provide perfect fixing surfaces for finishing, access, storage or mobility fixings and thereafter you are limited only by your own imagination.

Structural shapes are created by a simple joining mechanism comprising a square or angle plate as a valuable but very low cost accessory. A cut section can easily be used to join up two lengths to extend and create load bearing sections for deployment into your creation. Once built the sections may then be joined to form new structural shapes, such as rectangular frames or trusses. Other simple but very effective load bearing shapes, such as angle brackets, can easily be made up for stiffeners and nut and bolt fasteners are quick to use with power tools. Armed with these power tools you can make your own workbench or storage rack and get into production to equip your home or business at very affordable prices.

Savings – What to expect

There are so many uses, for example the slotted angle on its own is a quick and strong way to fix up a P.V.C. strip door. By joining it to other angles it is easy to change the shape and strength to enable you to span larger distances. It is easy to manufacture triangular support brackets to enable the angles to be cantilevered forward away from a wall to avoid obstructions. You can also make wall mounted shelves and storage systems in the same way. A £145 fabricated version of a bin rack to hold plastic bins to organise components for assembly work can be made by yourself for less than £30. A luxury workbench which would retail for over £300 can be built for under £200. This is a saving of 30% and provides a work top, two lower shelves and two over shelves. Louvred panels, holding tools or more storage containers can be easily added. Trolleys can be constructed from about £30 plus castors or a flat top work bench can be constructed from as little as £70 to which lighting rails, power track for electric sockets or tool rails are a very easy addition. Even conveyors can be made from as little as £90. One kit will easily make a workbench or trolley.

20 Practical things to make

It is a really easy way to save money and get a made to measure job. With modern power tools they are very fast to build. A bench can be easily made up in an hour making it as quick as many D.I.Y. self assembly kits at a fraction of the cost. There has never been a better time to be your own D.I.Y. entrepreneur. Here is a list of items you can easily construct from slotted angle

Materials Handling Engineering is about improvisation, design, good use and application of materials and equipment to help you do your work productively, efficiently and above all safely. Just as doctors save lives, engineers save time and money and make your resources go further and last longer.

Brochures and ‘buy on line’ have their place, as do niche manufacturers, but if you really want to see what your business is truly capable of and you want that elusive pole position then materials handling is a must have facility which, when properly integrated into your work place, delivers measurable results consistently. It is this essential equipment that gets you up your particular Everest every day.