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How To Prevent Credit Card Fraud

Do you know if your business’s data is protected? Considering the slump the economy has been in the past several years, it’s no wonder thieves are getting more creative in their attempts to steal electronic payment information. It may have been quite simple to get set up and processing with your merchant account provider, but keep in mind there are data security standards that must be adhered to in order to avoid potentially crippling fines if there were to be a data security breach at your company.

According to VeriFone, one of the largest manufacturers of processing equipment, “a single lost, stolen or compromised Buy cvv customer record costs your company $197.” Imagine how that cost can multiply if your security breach allows the hacker access to dozens of accounts! This threat is real and its repercussions have put many an honest entrepreneur out of business.

Also, don’t let the fact that you own a small business lull you into a false sense of security. Visa and MasterCard have stated on many occasions that over 80% of data compromises involve small merchants just like you. Most small businesses think they’re too small to target, and it’s just that kind of mentality that gets them into trouble (lack of security, old equipment, non-PCI compliance, etc).

So let’s go over some tried and true ways to help your business stay out of harm’s way and ensure your customers’ data safety.

    • Use an Address Verification System (AVS)

 

    • This system is most often used in card-not-present and keyed-in transactions, like delivery or mail order. This system checks the billing address provided by your customer against the address the card’s issuing bank (the bank shown on the card itself) has on file. If the two addresses don’t match, the transaction declines due to the mismatch. AVS is available on many terminal models, so when picking out processing equipment, make sure your terminal comes with the AVS feature. There is a small fee per transaction to use AVS (usually about $.05), but it’s a small investment to keep yourself protected against fraud.

 

    • Get the CVV CodeCard Verification Methods (Visa: CVV2, MasterCard: CVC2, American Express: CID)

 

    • Card verification codes are the three or four digit numbers imprinted directly onto the credit card that help merchants validate transactions. This numerical digit is not part of the card’s magnetic stripe nor does it appear on credit card receipts. When you take an order online or over the phone, ask for your customer’s CVV code. In doing so, you have a greater chance of taking payments from legitimate customers in physical possession of their cards versus a hacker who may have acquired the card’s magnetic stripe information nefariously.

 

    • Don’t keep customer payment information on your premises

 

    This tip speaks for itself. If your business physically houses customer payment information on a server/computer at your location, you give hackers a reason to attempt to breach your company’s existing security measures; it makes you a target. Also, consider eliminating the use of wireless networking on equipment used to process transactions. Although it offers convenience, it also offers hackers another point at which they can attempt to intercept data.

 

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Play Jungle Wild Slots for Fun and Money

I recently carried out a short study of the basic building blocks of shelving systems and discovered I could make structural sections for small bridges, workbenches, shelves, partitioning, fencing and a whole range of very practical equipment to serve as day to day work equipment. This article demonstrates how a little imagination and a few power tools can transform you into a professional improviser and money saver. In an age of mounting costs and financial pressures it is still possible, with minimal investment, PG Slot  to create very useful, low cost equipment at a fraction of the cost of retail prices. With modern hand tools, what used to take hours and be tedious work, has become fast, fun and rewarding. If you thought slotted angle was a museum piece, think again. There is more low cost, fast build functionality to be extracted out of slotted angle in less time than a trip to the local D.I.Y branch to buy a flat pack of lesser strength and less specific to your needs.

Getting Inventive

Slotted angle is one of the cheapest and most versatile sections. Rolled by the mile and finished in an anti corrosive coating, it is an ideal solution for a range of useful working facilities easily constructed in a bespoke fashion specific to the task you have in mind, whether it be in the garden shed, green house, garage or at work. For the input of your own time you can easily create some impressive equipment at a price and quality which you will find impossible to match elsewhere. Starting with some very simple construction shapes, it is very easy to see how a rectangle, square or triangle can be very simply constructed. These are the building blocks for any basic structure or frame. Once you have a frame you can clad it or line it to enclose or control the space you have created. Angles can be put back to back to form a ‘T’ shape, assembled toe to toe to create strong structural box sections or channel and even ‘I’ beams or ‘H’ sections. As the angles are all pre-punched they provide perfect fixing surfaces for finishing, access, storage or mobility fixings and thereafter you are limited only by your own imagination.

Structural shapes are created by a simple joining mechanism comprising a square or angle plate as a valuable but very low cost accessory. A cut section can easily be used to join up two lengths to extend and create load bearing sections for deployment into your creation. Once built the sections may then be joined to form new structural shapes, such as rectangular frames or trusses. Other simple but very effective load bearing shapes, such as angle brackets, can easily be made up for stiffeners and nut and bolt fasteners are quick to use with power tools. Armed with these power tools you can make your own workbench or storage rack and get into production to equip your home or business at very affordable prices.

Savings – What to expect

There are so many uses, for example the slotted angle on its own is a quick and strong way to fix up a P.V.C. strip door. By joining it to other angles it is easy to change the shape and strength to enable you to span larger distances. It is easy to manufacture triangular support brackets to enable the angles to be cantilevered forward away from a wall to avoid obstructions. You can also make wall mounted shelves and storage systems in the same way. A £145 fabricated version of a bin rack to hold plastic bins to organise components for assembly work can be made by yourself for less than £30. A luxury workbench which would retail for over £300 can be built for under £200. This is a saving of 30% and provides a work top, two lower shelves and two over shelves. Louvred panels, holding tools or more storage containers can be easily added. Trolleys can be constructed from about £30 plus castors or a flat top work bench can be constructed from as little as £70 to which lighting rails, power track for electric sockets or tool rails are a very easy addition. Even conveyors can be made from as little as £90. One kit will easily make a workbench or trolley.

20 Practical things to make

It is a really easy way to save money and get a made to measure job. With modern power tools they are very fast to build. A bench can be easily made up in an hour making it as quick as many D.I.Y. self assembly kits at a fraction of the cost. There has never been a better time to be your own D.I.Y. entrepreneur. Here is a list of items you can easily construct from slotted angle

Materials Handling Engineering is about improvisation, design, good use and application of materials and equipment to help you do your work productively, efficiently and above all safely. Just as doctors save lives, engineers save time and money and make your resources go further and last longer.

Brochures and ‘buy on line’ have their place, as do niche manufacturers, but if you really want to see what your business is truly capable of and you want that elusive pole position then materials handling is a must have facility which, when properly integrated into your work place, delivers measurable results consistently. It is this essential equipment that gets you up your particular Everest every day.

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mAdherence and mHealth Trends Advance Pharmacy

Is What We Knew Last Month Now History?

Who reading here believes that what we thought we knew last month is now history? In our environ of rapid, almost immediate (if not daily) changes, how will these challenges cause our customer service and patient-oriented adherence activities to change?

Being successful as a pharmacy owner or hospital outpatient IntraMax pharmacy director today demands constant awareness of the proposed national mandates… and more importantly… immediate understanding of the impact on the pharmacy’s ROI (return on investment). Knowing which low-level profitable pharmacy workflow activities demand the most time to complete can allow pharmacy workflow adjustments so less time is spent on these human resource consuming efforts.

These understandings can be used to improve ROI success… even though they are unique to each and every pharmacy. Will this knowledge support establishment of more available time that can be used in the high-level profitable areas? It can when selected pharmacy workflow functions are re-assigned and enhanced patient education occurs. A major result is enhanced medication adherence by patients.

Challenges to ROI Come From Everywhere

Today, challenges to pharmacy ROI are more frequent with many a result of the virtualization trends that are occurring. What do you know about mAdherence (mobile adherence) and mHealth (mobile health) and how they can impact ROI?

It’s well known that the solution to any problem lies at the base of that problem. With this in mind, why not accelerate implementation of mAdherence and mHealth efforts to support awareness of the high-level profitable pharmacy workflow activities? Which elements or steps of pharmacy workflow and patient education for medication and therapy adherence can be categorized low-level profitable or high-level profitable? No doubt the categorization will be unique to each pharmacy operation, yet there are some similarities.

Defining the Time-Takers, the Time-Savers and the Money-Makers

Rather than abruptly considering Time-Takers as “aliens invading our pharmacy workflow planet”, most pharmacists understand several time-taker type activities fall into two categories: pharmacy workflow and secondly, patient education/medication and therapy adherence activities completed by the pharmacist and staff. Within traditional pharmacy workflow, simple casual observation suggests the selection/counting/filling/verification and prescription adjudication areas are the largest Time-Takers. It is also easy to consider the effort (and time) needed to complete patient education and adherence activities as another Time-Taker.

But which Time-Savers are available to challenge these Time-Takers? How might the Time-Savers convert Time-Takers into Money-Makers? The Time-Taker activity of selection/counting/filling/verification activity can be easily and quickly converted. The answer: Automated Pharmacy Dispensing. Numerous systems for automated counting and automated dispensing are available in today’s automation environ. Only certain of these systems however can eliminate as many as 7-9 of the necessary steps involved in the selection/counting/filling/verification sequence. Prescription adjudication, insurance problem solving and therapy management adjustments by the pharmacist… on the other hand… can also often be another time-consuming effort (opportunity?).

Some independent pharmacies and select hospital outpatient pharmacies dedicate senior pharmacy technicians to solve potential adjudication issues or care transition needs in advance of the dispensing and education/adherence process. Upcoming fills for any individual can be pre-screened for possible insurance issues, combination with other forthcoming refills, pre-authorization of payments for medication therapy management and other health-supporting activities (immunizations, body mass, etc.).

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Online Casinos – Simulating Real World Play

Many people around the world play at online casinos, and that’s fine if it’s your only source of gambling. However, online casinos are nowhere near as close to the real thing when it comes to simulation. Take Craps for example. The casino determines what number rolls by using a random number generator. However, just how random is random? If you have been in a casino, you know that every single person at a table has a unique rolling pattern. Some stack the dice and casually vault them into the air. Others shake them up and rocket them to the back wall, while other frequently launch the dice off the table or fall short of the back wall. There are even players who change their rolling pattern every roll or point.

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An online casino does not have the ability to simulate this. Sure, they can manipulate the random number generator, but there’s still no way to accurately simulate table action. Having programmed, I know that a random number generator is not all that random. Worse, if the computer simply “picks a number”, it is not even a proper setup to being with. Let’s keep looking at Craps. Does the casino have a random number generator that simply picks a number between one and twelve? If so, all the numbers have an even shot at coming out, which is against true probability. Perhaps they list out all probable combinations and then the computer selects one. This would be a little more accurate, probability wise, but it still lacks the real randomness of live action–and weird events are more likely to ensue.

What I’m about to tell you is true and happens more frequently that one would imagine. A tester recently played at an online casino (Craps) to monitor number frequency in the field. Within the span of just 150 rolls, the computer rolled 11 non-field numbers in a row and then followed it up a handful of rolls later by rolling 12 non-field numbers in a row. What’s the big deal you ask? Well, first, the field has a 44.5% chance of winning on every roll and second; the probability of throwing 11 non-field rolls in a row is.0015%. The probability of throwing 12 non-field numbers in a row is.0008%. These events should happen once every 667 rolls and once every 1176 rolls respectively, yet both where seen within a handful of rolls from each other within the 150 rolls monitored.

But wait, there’s more. Within these same, now historic, 150 rolls, a six was not thrown for 13-16 rolls 5 times. The probability of not throwing a six 13 times is 14.5% (9% for 16 rolls)–this happened 5 times in 150 rolls. The same happened to the eight–in fact–there were two instances where an eight was not thrown for 18-20 times. The probability of this happening is 5-7% and it happened twice.

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Easy Ways to Study – Studying Tips For All Subjects

Finding easy ways to study is not a big deal if you put a little thought into it. Studying for Trig, History or even Chemistry can be a drag, I know. But if you make the decision to study with purpose so you can get the most out of your study time, you will be able to have fun with your friends and have lots of extra time to do whatever you want.

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The first part of my easy ways to study is very simple. Never study in crowded, noisy or distracting places like coffee shops. These types of places are best left for spending time with friends and catching up on how the weekend went. When you study, you must remove distractions or anything else that will keep you from comprehending what you are studying. These are not new ideas of studying, but this is a very important step if you are going to cut your study time in half. Then you can hang out with your friends with all of the extra time that you’ll have.

The next part of my easy ways to study to is different from my first tip, and it almost seems to contradict the first. I know that group studying is sometimes very necessary, but studying alone is when things really start to stick. Once you pick a quiet and friendly place to study alone, put on some of your favorite music. Not new music, but music that you are very familiar with and makes you feel happy. Your attitude while studying directly affects the way that you feel when you are taking a test. Make sure that you are not playing it too loud as to be distracting.

I personally like to use ear-buds because all other noises and distractions are removed. Here is what the music will do for you if you stick with it. The music puts your mind in a rhythm and almost seems to prepare it for new information. I know that may sound crazy, but it has worked for me for years. When I am taking a test my mind replays the music in my head and the information just seems to come out of my pencil like magic. But remember to be sure to listen to music that you enjoy and are very familiar with while studying. You don’t want to concentrate on the music, you just want it to guide your mind and prepare it for retaining new information.

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Turkey Restarts E Visa for Iraq Nationals

Turkey had stopped the E Visa facility for the nationals of Iraq, after the ISIL militants kidnapped 46 Turkish nationals and three staff members from the Mosul consulate on the 11th June 2014, this was a day after the terrorist group ISIL took control of Iraq’s second largest city.

Schengen Visa Fee

The 46 Turkish nationals who were held hostage by the ISIL were freed and brought back to Turkey on the 20th September 2014. Following the release of these 46 hostages, the Turkish Ambassador to Iraq Mr. Faruk Kaymakci said in a written statement on the 2nd Oct 2014, that the Iraqi nationals will again be able to apply for the Turkey E Visa online for their travel to Turkey. They will no longer have to wait for an approval to enter Turkey via the Ibrahim Khalil border which is the crossing point between Turkey and Iraq.

After the E Visa facility resumed, excitement is seen among the tourists. The Turkish tourism industry is also expecting to overcome the losses which the industry incurred during the time of crises. Basaran Ulusoy, the president of the Association of Turkish Travel Agencies said during a press conference that, It is expected that 42 million tourists will travel to Turkey by the end of the year and tourism revenues should reach $35 billion.

Passport holders of the eligible nations can apply for an ETA for Turkey and the document needed to apply for the E Visa are also very less, compared to old visa type for which travelers had to visit the Embassy and spend their time standing in long queues. Well, if the traveler is applying for the Visa online, he can easily get it approved in 24-48 hours by just providing his/her passport details and some processing fees. ETA visa is electronically attached to the applicant’s passport after the approval, An email is sent with the E Visa in a PDF format, which the passport holder can keep in his/her passport when traveling to Turkey. Thus the passport holder does not have to get the Visa stamped on their passport. There are many nationalities which enjoy the facility of VOA or Visa on Arrival at the Turkish Airport, but it is always advisable to check and cross verify the information before the travel date.

There are numerous websites which provide the service of applying the Turkey E Visa on their customer’s behalf and also provide certain services and benefits, However we recommend you to be sure and go through the terms & conditions of that particular website to save yourself from online fraud and get your E Visa on time.

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8 Ways A Casinos Lies To You Everyday

The Smart Live Casino player has a whole list of strategies that they will use when playing live roulette. These carefully crafted tactics are designed to help them win money, or at the very least, lessen the chances of walking away from the table after a night of playing with nothing at all. Here, we’ll take a look at some of the more well-known strategies that the better players do not use, and so neither should you! Steer clear of these tactics and you may enjoy your evening a lot more, and perhaps even have a profitable night out on the town.

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As Albert Einstein once said, “You cannot beat a roulette table unless you steal money from it”. While playing live roulette at somewhere like Smart Live Casino, this is not possible thanks to the nature of the game! Therefore many people try and develop winning systems. Due to their being so many nearly even-money roulette bets, the majority of people have been inspired over the years to attempt to win at roulette using a variation on what is called the Martingale system.

The Martingale system is a strategy where the gambler doubles their bet after every loss. The basis for doing this is that you will win eventually, and the win will recover all previous losses, although the only profit you make will be equal to the original bet. A Smart live casino player will never do this though, although live roulette casinos love players that do! Why? Well, the strategy is flawed thanks to the house number and the large financial loss that can be occurred by a player. For example, eight consecutive bets on Black at one dollar per bet could result in $512 being staked for a $1 win!

The Fibonacci system is also used by many live roulette players. This system is based on a natural number progression where players start with the number 1 and then keep adding the preceding two numbers in order to get the next number. A player will start by betting one unit and then keep betting that until they loose. Once they’ve lost, they’ll go to the next number in the Fibonacci sequence. Following a win they go back one number. Following two consecutive wins, the player will start again. As the smart live casino player will know though, even with this system there is no way of overcoming the house odds, although it has proven to be one of the safest betting methodologies.

Another way of not winning money playing live roulette is called the “Dopey Experiment”. Mentioned as an “enjoyable roulette betting method” by Andres Martizez in his book “24/7” about Las Vegas, the strategy simply involves dividing your bankroll into 35 units and then bet on a particular number for 35 consecutive spins. If the number hits in that time, the smart live casino player wins back their original bankroll, and then can play more spins with their profit. The probability of winning is a slightly sad 6068% over 35 spins though – assuming a double zero wheel.

The problem with all live roulette strategies, as any smart live casino player will tell you, is the house numbers. These little green pockets give the house their edge – without them the game would be statistically fair. And if there is one thing any casino does not want, it is a statistically fair game! A common misconception is that by betting on them you will gain the house edge. This is patently not true, and any betting on these numbers stands exactly the same chance of coming up on an inside bet.

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Casino Games – An In Depth Review

Everest Casino is one of the leading online casinos and features a great variety of casino games. There are currently thousands of daily visitors each day trying their casino luck at this gaming site. Everest Casino started their business in 1996 with skilled casino professionals, and were in progress serving players from 1997 and onwards. With a world class operational excellence, now they are one of the largest and most popular casino sites.

You can experience some of the top quality games at Everest Casino. This interesting casino gaming site makes them collaborate with Grand Virtual, the globally 카지노사이트 renowned casino technology. There are as many as three hundred games with new ones being added every month. This casino site has been a hit among online gamblers. The games include cards, video poker, table games, slot machines and lottery games. Games can be downloaded for free.

Everest Casino lets you earn in the millions when you win a jackpot. These are given out every month through progressive jackpots and top payouts. Here is your chance to try your luck and enjoy some of the best gaming experiences. Some of their recent winners have got it right and they just cannot judge their winning destiny. This gaming site holds everything from monthly tournaments to one time promotions. So one should surely give it a try and win some of the exciting prizes which the site has to offer. Everest Casino promises you more play for less money by giving you a bonus of a real money deposit to your account.

At Everest Casino, financial transactions are safe and secure. It does its transaction through e-wallet, credit card, pay safe card and iPS. For additional support on transaction matters, the site offers a 24×7 player support team. Also the FAQ-section gives you some useful information.

Everest Casino offers fair gaming for online gamblers. It uses the Random Number Generator (RNG) which is certified by Technical Systems Training (TST).This world class gaming site associates itself with the Interactive Gaming council, Internet Billing service, Gibraltar Regulatory Authority, Gambling Addiction Support Organization and Internet Content Rating Association.

This online casino gives attention to Responsible Gambling. Players above 18 years of age are allowed to play. Certain table limits are imposed on players to avoid compulsive gambling, though it should be known that the game of gambling is to be played for the sake of fun only.

So what brings Everest Casino to be rated among one of the most reputed and world class online casinos? Its operational excellence, world class gaming experience, fair play and superior gaming technology – always.

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Casino Games

Of late, I had been on the lookout for an online casino that not only looked amazing but also played differently on a variety of gambling metrics. Piggs Casino caught my eye, tempting my gambling senses, and left behind a sweet smell of money in my pocket!

You will find Piggs casino games, a very exciting and easy casino software to install, as I did. It is one of the premiere Microgaming casinos that is now being governed by the Palace Group, a member of Spin Palace Casino. Reputation counts for any online casino. Believe me; I couldn’t resist 먹튀검증 myself from installing such a highly recommended game with so many advanced functionalities. Moreover, in terms of the 24x 7 customer care support, one can easily rank Piggs Casino as one of the top online casinos.

If you aim to reap maximum benefit from online casinos, Piggs Casino should be your natural choice. There are over 180 games with high quality entertainment value on the get go. When I played the game for the first time, it felt as if I was sitting in one of the top-notch casinos in Vegas. Irrespective of the game you choose – from table gaming to video poker – all are equally attractive.

I could try out most of the games before actually downloading the one that caught my fancy. I decided to go for the bronze membership plan – the gambler in me is apprehensive of anything new! 15 rounds through I automatically chose to opt in for the VIP membership – I just couldn’t hold myself from getting access to the premium facilities that came piggybacking with it.

Online Piggs casino can be compared to a web-paradise for veteran gamblers like me. Why? Well, I could play 11 black jack games, craps, four roulette games and others as parts of table games. Slot game included 100 slots, video slots, bonus feature slots and progressive slots. After a month, I was even eligible for new video slot games – I just love them! The jackpot games including King Cash Lot and Black Jack add the classic touch to the casino.

Deposit and withdrawal options are pretty simple and unlike some of the complex online casinos, Piggs is easier on the brains of a beginner. Other online casino games are often complex and confusing for people who are looking to start out with online gambling. Credit or debit card, eCheck, Click2pay, or NETeller – choose the payment option you want and Piggs has it for you.

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Don’t Waste Time! 5 Facts Until You Reach Your Casino

Mention of the word ‘casino’ conjures images of risk and great risk taking in many peoples’ minds. Indeed, there are people who would very much like to participate in the various games that casinos offer to the patrons, but who are put off by the risk inherent in so doing.

Introduction to No Deposit Casinos

Typical online casinos, for instance, usually require the patrons to deposit a given amount of money (referred to in most circles as the ‘playing deposits’) – Satta from which the casinos are then able to pay the winnings to the lucky players, finance their operations (staff costs, web hosting costs in the case of online casino, and so son), and also to make a profit for their creators, the ‘house owners,’ as it were.

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The way no deposits casinos work, on the other hand, however is through a system where the players don’t have to deposit any money with the ‘house’ to start playing. Some actually take the no deposit philosophy to another level, where they Matka integrate it with the increasingly popular ‘casino bonus’ system – to come up with what can be termed as a no deposit casino bonus system, in which players have a real chance to get real money out of their playing without having to put anything (besides their effort and time really) into the ‘house.’

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The no deposit casino system is not game specific, and most of the no deposit casinos actually offer the whole range of games offered in the other typical casinos that demand deposits off their members, the games in question being anything from roulette to slots, blackjack and poker.

Most no deposit casinos, as indeed all types of casinos, typically don’t allow admission to minors (people under the age of 18), generally for legal reasons.

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To be sure, though, the no deposit casino bonus system tends to come with a few catches here and there, and it is important to read and understand the casinos terms and conditions carefully before getting in. For the most part, for instance, Satta Matka no deposit casinos will tend to put a limit to the amount of no deposit bonuses they allow – with some limiting it at as low amounts as $10. However low the amount that the no deposit casino bonus is, though, it is still ‘something for nothing’ and an opportunity to get something for free from the ‘house’ – and that, of itself, is an attractive option.

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Someone might ask what the business logic of offering the no deposit casino options is, especially keeping in mind that the casinos are definitely not charities – but highly strategic businesses. The answer to the question of how the Matka zero deposit casinos make their money lies in the understanding of the workings of ‘free samples’ marketing philosophy, where a company that is highly confident about its products offers some free samples to prospective buyers. So in a way of speaking, the no deposit casino bonus are the casino’s version of ‘free samples’ which, should the player get impressed with them, is expected to spur them to register with the casino, and thereby offer the casino the opportunity to make some money, while also giving the player the chance to earn even more money from the casino – depending on their skill and luck.